Positively impact
the checkout process

Three reasons retailers should use CoVA Financial

Personalized Retail Solutions

Flexible and adaptable offerings designed to meet the unique needs and objectives of each retailer—whether they specialize in apparel, electronics, groceries, or any other sector of the retail industry.

Effortless Integration

Quick and simple implementation that enhances efficiency. Combines hardware, software, and payment systems into one streamlined solution. Automate operations, oversee inventory, and monitor customer activity with ease.

Trusted Support & Strategic Partnerships

Robust alliances with leading POS providers. Offers tailored customization and exclusive features. Committed support ensures a seamless and reliable experience for every retailer.

Intelligent Inventory Management

Our retail solutions feature advanced stock control tools that help retailers monitor inventory levels, analyze product performance, and automate reordering. This minimizes the risk of overstocking or running out of stock—saving both time and operational costs.

Stronger Customer Connections

PayProTec’s retail solutions are designed to boost customer engagement with features like loyalty programs, digital receipts, and built-in CRM tools. These capabilities help retailers foster lasting relationships, encouraging repeat visits and long-term loyalty.

Secure Payment Solutions

At PayProTec, protecting payment transactions is a top priority. Our solutions include advanced encryption, fraud prevention tools, and full compliance with industry standards—safeguarding both retailers and their customers at every step.

Comprehensive Analytics & Reporting

Payments Hub is an all-in-one payments and business operations platform powered by our proprietary in-house processor, EPX. It offers robust tools for tracking transactions, generating detailed reports, detecting fraud, and supporting Level 3 Data to help lower interchange fees. By handling payment processing internally, we can rapidly adapt integrations to meet specific business needs. As both a processor and a gateway, we provide a single, unified integration point—offering a streamlined, customizable, and scalable payment ecosystem tailored for growth.

Versatile Features for Every Retail Business

Efficient Employee Management

Simplify staff scheduling, monitor employee performance, and assign roles with ease to ensure optimal staffing and smooth daily operations.

Limitless Product Capacity

Grow your retail business freely by offering an unlimited number of products. Our system supports expansive inventories, giving you the flexibility to scale without constraints.

Customer Feedback & Insights

Easily gather feedback and run surveys to understand customer preferences, enhance service quality, and drive continuous improvement in your retail experience.

Text Message Receipts

Provide customers with the convenience of digital receipts sent directly via text—perfect for quick, contactless transactions and on-the-go shopping experiences.

Loyalty Program Management

Build and manage a powerful loyalty program to reward repeat customers, boost retention, and encourage long-term brand loyalty with ease.

Handheld Mobile POS

Empower your staff with mobile point-of-sale devices to complete transactions anywhere on the floor—enhancing customer service, cutting down wait times, and creating a more flexible shopping experience.

Multi-Barcode Support

Easily handle products with various packaging or labeling by managing multiple barcodes per item—streamlining inventory tracking and improving accuracy at checkout.

Product Catalog Management

Seamlessly organize, update, and manage your entire product catalog—making it easier for staff and customers to browse, search, and find items quickly and efficiently.

If you own a retail business, these systems are your best fit...